HSBC Equity Fund

Why equity funds?

Equity graph All of us aspire for enough wealth to be able to finance at least some of our dreams. Giving our family the very best, educating our children, indulging in a hobby - things that can make our lives more rewarding. One of the best chances of doing so is by investing wisely and regularly today. When one is investing for the long-term, one has to look at generating a return that is greater than inflation. For example, if you get a return of ten per cent from your investment and inflation is eight per cent then the real return you have made is two per cent. Studies show that equity and equity linked instruments tend to outperform all other forms of investments in the long run. Hence you should look at investing some portion of your money in equity markets with an aim to meet future goals comfortably.

Presenting the HSBC Equity Fund

HSBC Equity Fund (HEF) seeks to generate long-term capital appreciation by predominantly investing in a diversified range of large and mid sized companies. This ensures that your money is spread across a variety of stocks and sectors so that risk is controlled.

This product is suitable for investors who are seeking*:

  • To create wealth over long term
  • Investment in equity and equity related securities

Investors understand that their principal will be at moderately high risk

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Key features
Name of the schemeHSBC Equity Fund
Type of Scheme An open-ended diversified Equity Scheme
Investment objective Aims to generate long term capital growth from an actively managed portfolio of equity and equity related securities
Options Dividend (payout/reinvestment) and growth

A Direct Plan (with the above Options) is also available for investors who subscribe to Units directly with the Fund. Plans and Options thereunder will have a common portfolio.
Date of allotment 10 December 2002
Minimum application amount Rs 10,000 per application
Minimum additional investment Rs 1,000 and multiples of Rs 1 thereafter
Load structure (including SIP/STP where applicable) Entry Load

Exit Load
1% - if redeemed/switched out$ within 1 year from date of investment; otherwise Nil.

Nil - Effective from March 01, 2013 for prospective investments

$ No load in case of switches between equity schemes of HSBC Mutual Fund.
Transparency NAV will be determined on every business day. NAV of the scheme/option(s) shall be made available at all Investor Service Centres of the AMC. The AMC shall have the NAV published in two daily newspapers and updated on the AMC's website and AMFI Website
Systematic investment plan Monthly/Quarterly
Monthly - a minimum of 12 post-dated cheques of Rs 1,000 each (6 in case application is through non-ECS locations)
Quarterly - a minimum of 4 post-dated cheques of Rs 3,000 each
Systematic encashment plan Monthly/Quarterly. NAV as on first business day of each month/quarter. Investors can opt for withdrawal of a Fixed Amount or the Capital Appreciation on their investment.
Cut-off time
Switch in
Switch out

3.00 pm
3.00 pm
3.00 pm
3.00 pm
Minimum redemption amount Rs 1,000 and multiples of Rs 1 thereof
Mode of holding Single,joint or Anyone or Survivor
Nomination facility Available
Redemption Within 10 working days of the receipt of the redemption request at the Official Points of Acceptance of Transactions of the Registrar and the AMC. The Fund would endeavour to effect redemption payouts (net of applicable taxes) within three business days under normal circumstances
Asset allocation 65-100 per cent equity and equity related securities, 0-35 per cent debt securities plus money market instruments (including cash and cash equivalents)
Dividend frequency Declaration of dividend and its frequency will inter-alia depend upon the distributable surplus.
Dividend may be declared from time to time at the discretion of the Trustees.
Purchase/Redemptions All business days
NAV calculation All business days
Fund manager Neelotpal Sahai