HSBC Equity Fund

Why equity funds?

Equity graph All of us aspire for enough wealth to be able to finance at least some of our dreams. Giving our family the very best, educating our children, indulging in a hobby - things that can make our lives more rewarding. One of the best chances of doing so is by investing wisely and regularly today. When one is investing for the long-term, one has to look at generating a return that is greater than inflation. For example, if you get a return of ten per cent from your investment and inflation is eight per cent then the real return you have made is two per cent. Studies show that equity and equity linked instruments tend to outperform all other forms of investments in the long run. Hence you should look at investing some portion of your money in equity markets with an aim to meet future goals comfortably.

Presenting the HSBC Equity Fund

HSBC Equity Fund (HEF) seeks to generate long-term capital appreciation by predominantly investing in a diversified range of large and mid sized companies. This ensures that your money is spread across a variety of stocks and sectors so that risk is controlled.

This product is suitable for investors who are seeking*:

  • To create wealth over long term
  • Investment in equity and equity related securities

Investors understand that their principal will be at moderately high risk

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Key features
Name of the scheme HSBC Equity Fund
Type of Scheme An open-ended diversified Equity Scheme
Investment objective Aims to generate long term capital growth from an actively managed portfolio of equity and equity related securities
Plans/Options Dividend (payout/reinvestment) and growth

A Direct Plan (with the above Options) is also available for investors who subscribe to Units directly with the Fund. Plans and Options thereunder will have a common portfolio.
Date of allotment 10 December 2002
Minimum application amount Rs 10,000/- per application and in multiples of Re. 1/- thereafter
Minimum additional investment Rs 1,000/- per application and in multiples of Re. 1/- thereafter
Load structure (including SIP/STP where applicable) Entry Load

Exit Load
Transparency / NAV Disclosure The AMC will calculate and disclose the NAVs of the Scheme at the close of every Business Day. NAV of the Scheme / Option(s) shall be made available at all Investor Service Centres of the AMC. The AMC shall have the NAV published in two daily newspapers. The AMC shall update the NAVs on the website of the Fund and of the Association of Mutual Funds in India - AMFI (www.amfi by 9.00 p.m. on every Business Day. In case of any delay, the reasons for such delay would be explained to AMFI in writing. If the NAVs are not available before commencement of Business Hours on the following day due to any reason, the Fund shall issue a press release giving reasons and explaining when the Fund would be able to publish the NAVs. The NAV of the Scheme will be determined on every Business Day, except under special circumstances specifi ed in this Combined SID. As presently required by the SEBI (MF) Regulations, the AMC will disclose the monthly portfolio of the Scheme as on the last day of the month on its website on or before the tenth day of the succeeding month. Also a complete statement of the Scheme’s portfolio would be available on the Fund’s website, and published by the Mutual Fund as an advertisement in one English daily circulating in the whole of India and in a newspaper published in the language of the region where the head offi ce of the mutual fund is situated, within 1 month from the close of each half year (i.e. 31 March and 30 September) or mailed to the Unitholders.
Minimum Application Amount (SIP) Minimum Investment Amount - Rs. 1000 (monthly) or Rs. 3000 (quarterly); Minimum no. of installments - 12 (monthly) or 4 (quarterly); Minimum aggregate investment - Rs. 12,000.
Systematic encashment plan Monthly/Quarterly. NAV as on first business day of each month/quarter. Investors can opt for withdrawal of a Fixed Amount or the Capital Appreciation on their investment.
Cut-off time
Switch in
Switch out

3.00 pm
3.00 pm
3.00 pm
3.00 pm

In respect of purchase of units of all mutual fund schemes, the closing NAV of the day on which the funds are available for utilization will be applicable for application amount equal to or more than Rs. 2 lakh, provided the application is received and funds are available for utilization before the applicable cut-off time.
Minimum redemption amount Rs 1000 and in multiples of Rs 1 thereafter
Mode of holding Single,joint or Anyone or Survivor
Nomination facility Available
Redemption Within 10 working days of the receipt of the redemption request at the Official Points of Acceptance of Transactions of the Registrar and the AMC. The Fund would endeavour to effect redemption payouts (net of applicable taxes) within three business days under normal circumstances
Asset allocation 65-100 per cent equity and equity related securities, 0-35 per cent debt securities plus money market instruments (including cash and cash equivalents)
Dividend frequency Declaration of dividend and its frequency will inter-alia depend upon the distributable surplus.
Dividend may be declared from time to time at the discretion of the Trustees.
Purchase/Redemptions All business days
NAV calculation All business days
Fund manager Neelotpal Sahai